Bridging Finance
We offer standard bridging finance solutions across the UK. Our agile private funding line means we can tackle complex cases and complete faster than the competition.
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Bridging Finance
Borrowers seeking a bridging loan will benefit from varied interest payment options and deals that are based on the open market value of the property, rather than a 90 or 180-day figure. Our completion time is far below the national average thanks to our streamlined processes and dedicated account managers.
We also work closely with our legal and valuation partners to keep the process flowing as smoothly and seamlessly as possible.
Flexibility is paramount to our offering; we have no concrete criteria and will judge each case on its own merits. We can lend to individual, trust and limited company borrowers as well as off-shore structures and clients that are based overseas.
Please use the form below to submit your bridging loan enquiry. If we can’t structure you a deal, nobody can.
What is a bridge loan?
A bridging loan is usually a short-term option to fill the gap between a purchase and a long-term financial solution.
Bridging loans are asset-based meaning the loan is secured using the asset you’re purchasing (or other properties you already own). They are often used to facilitate the purchase of an investment property, fund a refurbishment project and to raise finance for a business quickly.
We lend to the professional sector and those needing a bridging loan for business purposes. If you’re someone looking to make a purchase, refinance debt or are in need of a capital raise we can help.
Apply
Fill in our no-hassle form below and we'll be in touch within a few hours.
Accept
We'll send you our offer, and once you accept, we'll begin the legal paperwork.
Complete
In as little as a few weeks, you'll have your loan secured.
Bridging finance FAQs
What can a bridge loan be used for?
Bridging loans can be used for many reasons but are generally used in real estate transactions such as property renovations, purchasing an investment property and redeeming an existing facility. Bridge loans can also be used to resolve temporary cash flow problems for businesses.
Who can get a bridging loan?
Almost anyone can apply for a bridging loan, however we only lend to those within the commercial sector and for business purposes including landlords, property investors, developers and business owners.
How long does it take to get a bridging loan?
The industry average for loan completion is around two months. Because we're a privately funded lender, we can complete your loan much more quickly.
How much can I borrow?
Our flexible terms and criteria mean you can borrow up to £1.5 million.
How much does a bridging loan cost?
The cost of your bridge loan depends on several factors such as arrangement fees and interest rates. On top of this, you will need to consider valuations fees and exit fees.
Which property types can I purchase with my bridging loan?
Our appetite stretches across the residential, commercial and agricultural sectors in England, Scotland and Wales.
What is the repayment timeframe for a bridging loan?
Our terms are a minimum of 6 months and up to a maximum of 18 months. You will need to repay your loan on or before the expiry date.
Apply for a bridging loan
Velocity Bridging
Avenue HQ
4 St Paul’s Square
Liverpool
L3 9SJ
